Nose to tail

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saltoftheearth, Feb 5, 4:25am
Daughter had a wee nose to tail the other day,her nose their tail.
She has no insurance they're insured though also it's a company car,would my daughter be expected to cover the cost of the full repair or just their insurance excess?
Cheers for any replies.
berg, Feb 5, 4:29am
Their insurance company will be expecting your daughter to pay the full repair bill as it will be deemed her fault. The joys of not having insurance.
m16d, Feb 5, 4:30am
Your daughter rammed up the arse of another car. who do you think is going to pay.
Probably be charged with careless driving too.
twink19, Feb 5, 4:42am
3rd party insurance should be part of rego
motorboy2011, Feb 5, 5:04am
Surely this question is a piss take?
jason18, Feb 5, 5:05am
Ouch. Yeap their insurance will repair their car then come after daughter for all costs. Expensive lesson!
poppajn, Feb 5, 5:18am
Fully agree, plus she should be charged with failing to stop within half the visible distance.
dlmckay, Feb 5, 5:54am
She's going to have to cough up the full amount.

Also teach her what a braking/safe following distance is.
bumfacingdown, Feb 5, 6:22am
To find the answer yourself try and explain why the insurance company would pay for the repairs, the owner would pay the excess and your daughter would pay nothing.
berg, Feb 5, 6:23am
Shocking that so many drivers believe one car length at 100kms is going to be enough to stop in time. Two second rule (four seconds in wet) or three mtrs per ten km of speed as a bare minimum. When police are finally allowed cameras in their cars we will see far more people issued tickets for tailgating.
clark20, Feb 5, 6:41am
You don't live in Auckland, leave two-three lengths and someone will pull into it (and expect to be let in!). It may not be legal but it happens all the time.
stevexc, Feb 5, 6:46am
You think Auckland is bad?

I'm a Christchurch native - I once spent a couple of weeks in Auckland. The drivers in Auckland were so much more friendly and courteous than down here. I was able to walk across pedestrian crossings without running for my life and when driving I was able to enter slow moving traffic because someone actually let me in.
intrade, Feb 5, 6:50am
stevexc in europe the pedestrian have ipods on and play games on there phones while they walk across the pedesterian without even looking.
i spoke to a 20 year old he reconed he wanted to be hit so he would become rich. i said yea well your a complete moron even lets say your theory of becomming rich was true. how good is the money to you if your dead or a braindead cryple in a wheel chair. They dont think for 5 cents these days.
socram, Feb 5, 6:53am
Agree with all of the above. Turning this thread around, how many of you KNOW how quickly your car can stop on a dry road, let alone a wet one?

Touch wood, I have never hit anyone on the road but how many keep an eye on the mirror and leave a double length gap and brake less harshly when someone is tailgating?

I hate to say this, but women often seem to be the tailgaters these days (particularly the younger ones) and when driving cars without ABS, I really worry about them not understanding the implications if the car in front slaps on the brakes.

Totally agree about the need for compulsory insurance too. The high cost for youngsters is as it should be and is the main reason I couldn't afford a car until my 21st birthday. Low wages (years ago) and compulsory insurance, a car driving age at 17, probably have a lot more to do with the UK's better accident rate statistics than ours, than most people realise as few teenagers ever used to be able to afford to run a car.
berg, Feb 5, 7:06am
I'm all for the British way of doing things re rego, WOF and insurance. If you don't have it and get caught driving, car gets impounded. If you fail to get rego or insurance within 7days, car gets crushed at owners expense. Quick way to sort out young inexperienced drivers driving fast, high powered cars. They simply can't afford the insurance on them.
tony9, Feb 5, 9:02am
Different 3rd party insurance, the requirement there, and in Aus, is for 3rd party personal, to cover medical and related costs. Was the same here in NZ before ACC. So we do effectively have 3rd party personal insurance for all here, but not 3rd party property.
tigra, Feb 5, 12:43pm
the problem with that here is that if the car is impounded how do you get a WoF to get Rego?
steveo351, Feb 5, 1:36pm
this is so true, and then the dick head will cut into the other lane when it starts to move faster, then youll see him/her change back when the lane starts to move faster lmfao (some people just ask for road rage)
tub4, Feb 5, 3:16pm
Not sure this would help when you see how many car are on our roads without rego or WOF's, sure in a perfect world but sadly thats not what we've got.
What if your insurer was also the one the mob & black power chose? imagine the price that company would hit you with.
ksam, Feb 5, 3:17pm
Ahh yes, but often you get to an offramp, and the twat is only a few cars ahead of you!
lookoutas, Feb 5, 3:31pm
A good lesson for all those on here who think they don't need 3rd party.

Dumb!

Let us know what the bill is to fix the other car.
Hope it wasn't an expensive Euro!
socram, Feb 5, 5:12pm
More expensive to fix the frontal on a Suzuki Swift according to reports a couple of years ago!
callum.irvine, Feb 5, 5:20pm
I think we need more info

If you hit someone "parked" in the middle of the road around a blind corner or over a blind hill on the open road are you all saying that the following car is liable?

Maybe it's urban myth, but I also heard that if you are the following car, and the leading car decides to slam on their brakes for no good reason and you hit them, again, they are liable, not the following car.
firemansgirl, Feb 5, 5:26pm
Unsure about the 'parking' bit, but surely if they slam on the brakes and you hit them, YOU are still at fault for not keeping a safe distance? Surely that's the whole point about keeping distance, the unforseen event?
a.woodrow, Feb 5, 5:29pm
If the car in front slams on it's brakes and you run in to it you were following to close and you are liable. If you run into something stationary on the road after going around a corner or hill you are travelling too fast for the conditions and are still liable.