Rats damage in motor

zak410, Aug 5, 2:53pm
Many plastic bits chewed-up, car in carport.

Would full car insurance cover it?

tamarillo, Aug 5, 3:13pm
Have you asked them?

zak410, Aug 5, 3:35pm
No, it's not my car, I'm curious so asked here, OK, as someone may know?

pdc1, Aug 5, 8:18pm
They will probably say that you have to make a separate claim for each bite.

howz_that, Aug 5, 8:23pm
Most insurance companys would cover it

mardyyy, Aug 6, 5:23am
Stop giving them ideas.

zak410, Aug 6, 7:00am
It's quite upsetting as is (was) a very tidy Subaru B4 so we only see damage that is obvious on top of engine, who knows what else is chewed-up!
They have rat trap with meat in it at night and rat poison in there!

melonhead1, Aug 6, 8:13am
Plastic is nutritious.

brapbrap8, Aug 6, 9:18am
Could easily be a write off.
Someone I know had rats do the same to their car while they were overseas and it was over $10k to fix.

pfemstn, Aug 6, 5:58pm
had a v12 jag with rat damage, insurance sorted it ,and it was expensive!

zak410, Aug 7, 3:19pm
Thanks all for your feedback, a whole block of rat-poison has been eaten, hopefully the b@$%@d is gone!

kazbanz, Aug 7, 3:28pm
Damage is damage in my view. Mind you bite marks from Winston peters might have value in a few years time

ambo11, Aug 7, 8:56pm
Yeah but there will be one doing the eating, and 10 others rooting under the back seat of the Sub. best be puttin' more bait out

trade4us2, Aug 8, 12:27pm
Put a saucer of water near the car so the rat doesn't chew pipes to get water.

theo35, Aug 8, 2:40pm
I hope I've got this wrong; someone put rat bait in/on a car and now they want insurance to pay for rat damage?!

Farout, if that's true, then I can't understand the intelligence of some.

zak410, Aug 8, 3:37pm
Yes the plastic bits of the motor were being eaten up, including hole in the coolant expansion bottle, back of lights etc.
AFTER that was noticed, a rat trap and poison were put in to try to fix the problem. is that how you understood it?

theo35, Aug 9, 6:59am
Oh good stuff :) i'm glad to say that's not how I understood it. Cheers for clarification and restoring faith in human brains.

exwesty, Aug 9, 9:58am
Well it's better than trying to claim for pellet damage after shooting at a rat in the engine bay with a loaded shotgun.

grangies, Oct 31, 3:12am
Insurance should certainly cover it. It's no different really to a vandalism claim.