why do insurance companies not offer a 3 rd party policy that covers the driver and not the car. someone crashes your car and insurance doesnt pay up because there not on the policy . holders of 1 of these policies could get cheaper rental cars you would only need 1 policy and have as meny cars as you wanted and only inshure the ones that are worth it
supernova2,
Aug 30, 1:06am
Interesting concept.Problem as I see it is that at present the insurance cover is attached to the assest covered in this case the car.same applies to House and Contents and also life insurance.you are suggesting a cover that has no fixed assets or item.
As a concept I think its a good idea.Now to find an insurance company that agrees.
bellky,
Aug 30, 1:36am
Haha, the 'asset covered' in this case is not covered at all is it with 3rd Party insurance - it's the driver's actions while driving that car that's covered.
stevel_knievel,
Aug 30, 1:42am
Just don't let anyone under 25 or without a license drive your car.
elect70,
Aug 30, 3:31am
Take out a public liability insurance( if you can for personalaccidents )Need it in businessincase damage others property .
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