I have heard that generally speaking car insurance will not be paid if the claim was made as you were using the car for work purposes.Is this true!Any personal expereinces people want to share!I'm thinking of the case where you dont get a company car and have to use your own car.
jsbike,
Oct 6, 1:37am
in which case it should be covered by the works insurance, though you'll need to ask to be sure
pauldw,
Oct 6, 1:58am
Read your policy. Vero states for private cars "1. Where the "description of use" on the schedule is shown as private: a. your vehicle is covered while it is being used: i.for social, domestic, pleasure and farming purposes; or ii.by religious workers and social welfare or youth organisation persons in the course of their work; or iii.by you in person for business purposes. This means the policy must be in your name. b. there is no cover if your vehicle is being used: i.for the carrying, hauling or towing of goods or samples in connection with any trade or business other than farming; or ii.in connection with the motor trade or for business purposes by commission agents, sales or service persons, commercial travellers, insurance representatives, insurance assessors, motor driving instructors, stock, station or real estate agents. "
There's no short answer it depends on what you are doing at the time.
kazbanz,
Dec 11, 5:13pm
Angela-Youmay find that what they refer to is that if a vehicle is purchasedfor commercial purposes there is no cover under the CGA when buying from a dealer and mechanical breakdown insurance doesn't cover vehicles for commercial use
Since the public registrations are closed, you must have an invite from a current member to be able to register and post in this thread.
Have an account? Login here.