Insurance - full or 3rd party.

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jason18, Feb 23, 9:35pm
Full insurance on my xa 25k agreed value. $150 p.a and Our 2009 Wingroad 12k full insurance $450p/a. Get a broker I cant believe your premiums!

splinter67, Feb 23, 9:37pm
Bet your glad you've got it now

lookoutas, Feb 24, 12:11am
Was thinking that too - but with that string he gave us, the damage might not exceed the excess and no-claims bonus. Or it might.

jason18, Feb 24, 12:17am
Hahah Yeah I am glad other guy is full insured and he was at fault. He pulled across in front of my wife.

zirconium, Feb 25, 1:26am
OP, you are being ripped off. Our nz new 2004 bog standard Outback (worth approx $13000) is fully insured with a $250 excesses for any fully licensed driver over 25. Costs us $700/per year. Additionally,(full license) Miss 17 may drive it occasionally if necessary with a phone call to the help line. This doesn't cost us any extra. (AMI).

groovebox, Feb 25, 4:17am
Thanks for all the comments/advice - let's say that my insurer is abuzzing at the moment with no valid/logical explanation as to why I have been paying that high an amount.the "plan" I am supposedly on is an old plan that has been superseded.

Will post more when I get to the bottom of it.

sw20, Feb 25, 12:22pm
Yeah I have never, ever paid anywhere near that for insurance, even as a 23 year old owner of a turbocharged MR2 with a $12k agreed value I was only paying $800 a year some years back.

tazcsv, Feb 25, 8:10pm
Snap at 21 i had a turbo mr2 12k agreed at $600pa $500x with ami

lookoutas, Feb 25, 10:56pm
That's what you should be doing.
They owe you a heap of money. That is nothing short of robbery.

groovebox, Feb 27, 3:47am
Still ongoing - but it appears there is some money coming my way (hooray!) but it depends on the date the plan changed and we'll go from there - in meantime - the current premiums on my car have dropped "quite a bit"!:)

More info by Friday as they untangle their records.

motig, Feb 27, 12:33pm
I may be wrong but it would appear that you just haven't bothered reading your policies each year and also it pays to shop around different companies every now and then to see what their pricing is. That way you soon find out if your paying to much with a particular company.