yip just checked it $10350 over 48 months at 15% 66 bucks a week and i would shop around for insurance
3tomany,
Mar 30, 12:23am
changed ot to 19% for a dodgy borrower and payments 71 bucks so they might need a cheaper car if 60 bucks is there limit per week
kazbanz,
Mar 30, 1:08am
OHH REALLY--that is exactly the origonal point I was making. The supply of $5-8k cars is drying up. Look I dunno whereyou get your information from but I'm quoting you direct from ACTUAL FINANCE COMPANIES. Finance companies I deal with day in and day out.
3tomany,
Mar 30, 3:52am
i use the sorted calculator and it must be accurate because when i punch my car loans in it comes out exact and two of my cars are financed with a finance company. you could check youre finance company isnt ripping you off by using the same calculator. I do it every time i get finance to make sure theres no hidden costs even though i have never caught out my dealer doing anything dodgy. it always comes out exact
xs1100,
Mar 30, 7:05am
yes but maybe your credit dosent have any blemishs and you own your own home and all that can be said to that is congratulations on the other hand there are a lot of people out there who do have blemishson their credit reports and dont own their own homes and they pay a lot more in interest have you checked out instant finance or some of those 2nd tier borrowers or even 3 tier if you really want to put your manhood in a vise
richynuts,
Mar 30, 8:07am
+1 If no WOF there will also be no rego, so doubt people will be stupid enough to drive around without both of these.
3tomany,
Mar 30, 9:49am
yip i know triple my in interest and it still isnt that bad do the sums youreself on sorted whatever youre own curcumstances and then you will know
kazbanz,
Mar 30, 9:10pm
Look heres the problem YOU are working in the airy fairy google earth internet theory world. I'm not. I'm dealing with finance companies for customers every day. I know what payments people are actuallymaking on loans in the real world. You can grab a calculator off the internet.
3tomany,
Mar 30, 9:13pm
why are youre numbers different the sorted calculator is accurate so there must be some other charges from youre finance companies
bellky,
Mar 30, 9:21pm
3tomany said this: "i use the sorted calculator and it must be accurate because when i punch my car loans in it comes out exact and two of my cars are financed with a finance company". So I DON'T think 3tomany is working in the 'airy fairy google earth internet theory world' as you say.
kazbanz,
Mar 31, 3:56am
Again I'm dealing with real figures from real finance companies. Mind you n then again you also get the "not quite"lies from GE finance--payments from. then you find out the figureis based on 48 months and 30% deposit.
3tomany,
Mar 31, 4:48am
there must be a differance though for the numbers to be different. I am a bit shocked at how much youre customers are having to pay in finance cost even though there credit may not be perfect. the differance might be insurance policies mechanical,redundancy,etcthat the finance company may require before accepting loan
wrong2,
Mar 31, 5:11am
13 - 18 % interest is the _Norm_ for car loans in NZ
Since the public registrations are closed, you must have an invite from a current member to be able to register and post in this thread.
Have an account? Login here.